Upaya yang sudah dilakukan oleh BI

Upaya yang sudah dilakukan oleh BI untuk mewadahi transaksi antarbank ini adalah dengan mini master repurchasement agreement (Mini MRA). Melalui Mini MRA, transaksi repo yang sebelumnya hanya mencapai Rp 100 miliar per hari meningkat menjadi Rp 800 miliar per hari.


Mini MRA ditingkatkan oleh BI dan Otoritas Jasa Keuangan (OJK) dalam global master repurchase agreement (GMRA) Indonesia yang pada tahap awal dilakukan oleh empat bank. Dalam GMRA Indonesia ini, transaksi repo yang semula tidak menggunakan jaminan, sekarang dilakukan dengan jaminan surat berharga negara (SBN). Mirza mengharapkan, nilai transaksi melalui GMRA bisa mencapai Rp 10 triliun per hari.


Dengan adanya inisiatif ini, Mirza berharap, kelebihan dan kekurangan likuiditas yang dialami bank bisa diselesaikan antarbank, tanpa harus selalu bergantung pada penempatan di SBI. Upaya ini juga menciptakan pemerataan likuiditas di masing-masing kelas bank.


Kondisi likuiditas yang ketat sempat terjadi pada November 2015. OJK mencatat, pada periode tersebut rasio kredit terhadap simpanan(loan to deposit ratio/LDR) mencapai 90,47%. Pada Desember 2014, LDR perbankan mencapai 89,42%. LDR meningkat signifikan terutama pada kategori bank umum kegiatan usaha (BUKU) IV, yaitu dari 80,73% pada Desember 2014 menjadi 86,46% pada November 2015.

Results (English) 1:

The efforts already undertaken by the BI to accomodate this interbank transactions are with mini repurchasement master agreement (Mini-MRA). Through Mini-MRA, repo transactions that previously only reached Rp 100 billion per day increased to Rp 800 billion per day. Mini-MRA improved by BI and the financial services authority (OJK) in global master repurchase agreement (GMRA) Indonesia that at an early stage is performed by four banks. In this transaction, Indonesia GMRA repo that previously did not use the warranty, now done with state securities assurance (SBN). Mirza expects, the value of transactions through the GMRA could reach Rp 10 trillion per day. The existence of this initiative, Mirza is hoping, the advantages and disadvantages of liquidity that the bank could be resolved interbank, without having to always rely on placement on SBI. This effort also creates equity liquidity in their respective classes. The tight liquidity conditions had occurred in November 2015. OJK noted, at that period the ratio of credit against deposits (loan to deposit ratio/LDR) reached 90,47%. In December 2014, LDR banking reached 89,42%. LDR increase significantly especially in the category of public bank's business activities (books) IV, namely from 80.73% in January 2014 into 86.46% in November 2015.

Results (English) 2:

Efforts have been made ​​by the central bank to facilitate the inter-bank transactions are with mini master repurchasement agreement (Mini MRA). Through Mini MRA, repo transactions, which were previously only reached Rp 100 billion per day increased to Rp 800 billion per day. Mini MRA improved by the Bank and the Financial Services Authority (FSA) in the global master repurchase agreement (GMRA) Indonesia is in the early stages performed by four banks. In Indonesia this GMRA, repo transactions, which originally did not use the guarantee, it is now done with a guarantee of state securities (SBN). Mirza expect, the value of transactions through GMRA could reach Rp 10 trillion per day. With this initiative, Mirza hopes, strengths and weaknesses of liquidity experienced by the bank can be resolved between banks, without having to always rely on placement in SBI. These efforts also create equity liquidity in each class bank. Conditions tight liquidity had occurred in November 2015. The FSA noted that in the period of credit-to-deposit ratio (LDR / LDR) reached 90.47%. In December 2014, LDR reached 89.42%. LDR increased significantly, especially in the categories of business activities of the commercial banks (BOOK) IV, from 80.73% in December 2014 to 86.46% in November 2015.